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House Insurance Comparison: Overview of Factors That Affect Rates & How You Can Choose a Policy

As with any type of insurance, you are probably interested in getting the best possible deal on home insurance. Thankfully, there are tools that make it possible to not only search for policies, but to do house insurance comparison with multiple quotes to find the best one for you.

For some homeowners, price matters more than anything. This should not be the case, though, since overall value is more important than cheap rates. Consider both the premiums and deductibles. Think about the rebuilding costs of your home. How much will it cost to literally replace everything is your home and property is utterly destroyed? The current value of your home and the rebuilding price will not be the same. Try to estimate how much you will be able to afford to pay in deductibles in the worst case scenario and keep that in mind when doing house insurance comparison.

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Enjoy Mild June Days While Planting & Pruning in the Garden

Longer daylight hours and typically cool June weather means this month is the ideal time to plant, prune and make changes in the yard.

Plant Perennials for Summer Flowers: Pick up several of these easy-care perennials are at your local nursery and plant them in June: Spanish lavender, Echinacea, salvia, yarrow and California native iris. All love summer heat and full sun and once planted, they’ll continue to bloom through most of fall.

Annuals Add Summer Color Too: Some flowers only bloom in summer and then they’re gone for the year. For great splashes of summer color, add these plants to your garden: wax begonias, zinnias, nasturtiums, petunias, marigolds and snapdragons. Because they are temporary, all require little or no maintenance.

Add Succulents To Your Landscape: Succulents provide an interesting contrast to typical garden plants and shrubs. True to their desert origin, they require little watering. Easy-to-care-for succulents include jade … Read More

Merge Style & Function in Bathroom Vanities

In many ways, bathroom vanities are centerpieces. Stylish sinks and countertops draw attention; they feel inviting, reminiscent of time spent at a spa or luxury hotel. Beauty is important, but beauty alone isn’t enough. A vanity needs to be practical, too.

Study the Space

Whether remodeling a bathroom or choosing fixtures for a new home, a careful study of the given space is important. A vanity that takes up too much space impairs the flow and functionality of the room, but one that’s too small may feel insignificant and prove impractical. Shoppers should find a unit that fits in the allotted space without taking over the room, while still serving as an attractive, useful centerpiece.

Consider the Plumbing

Homeowners may fall in love with a few bathroom vanities only to discover that they’re incompatible with the existing plumbing. This may or may not be a roadblock, depending on the budget … Read More

Holiday Decor: Spend Less & Enjoy More

Have you noticed that retailers start displaying their holiday decorations and merchandise earlier and earlier each year? Some people welcome the early holiday cheer, while others like myself; feel there is too much Christmas to soon. A scientific poll of 1,000 American adults, 73 percent agree with the statement that “it is annoying that the holiday shopping season has gotten earlier.” Forty-eight percent strongly agree. Just 21 percent disagreed. But, if you are a gung ho ho ho shopper and into the themed holiday decorating then this time of year is definitely your best bet for great deals on all things “holiday”.

What To Buy and When

Remember when the best deals came after the holiday? Obviously this is still true for items like Christmas cards and holiday wrapping paper. But now, retailers are introducing their holiday discounts early to ensure their stock is sold out by Christmas and, you … Read More